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Auto Loans
Ensuring That All of NYC’s Heroes Have a Way Home
Whether you’re new to the car buying process or come to the table with prior experience, we’ve got you covered. Choose from a wide range of low-cost loan options and apply today.
Find an Auto Loan that Fits Your Needs.
We’re proud to offer all our members—the heroes of New York—financial support to help them meet their goals, even purchasing a new or used vehicle. Our team is standing by to help you find the car of your dreams—and finance it.
Competitive Interest Rates
We offer rates on lending products that protect your spending power as you work toward your financial goals.
Pre-Approved Financing
Get the freedom you need to move faster. Our pre-approved financing options ensure you can get started securing a new car right away.
Affordable Insurance Protection
We’re here to protect you from the unexpected. Explore low-cost insurance options from our partners at TruStage® that cover your needs in the event of injury, illness, or death.
MCU Car Buying Service
Through our partnership with TrueCar®, we’re proud to offer our members helpful research and comparison tools, fast pre-approvals, and big discounts on purchase prices*.
Get the Car You Need at a Price You Can Afford.
Ready for that new car feeling? Whether you’re looking to buy a new or used vehicle, we’ve got you covered. Our easy-to-understand and easy-to-manage borrowing and repayment options ensure the road ahead won’t be so bumpy.
Let’s Work Together to Get You Driving.
We’re ready to guide you through every step of the car buying process, from securing your initial loan to finding the right protection plans.
Competitive Rates and Flexible Terms
We offer low interest rates that protect your spending power and flexible term options for easy loan management. Ensure you never miss a payment with our automatic transfer payment option.
Locked-In Rates
Buying a new or used car is a big decision—give yourself time to make the right one. We lock your rate for 30 days so you can shop, research, and choose with confidence—made all the easier with the MCU Car Buying Service.
No Down Payment
Keep your money in your pocket and start borrowing, without an initial lump sum down payment for qualified buyers.
Your One Stop Shop: Plan, Explore, and Buy with Confidence
Finding your dream car has never been easier. With the help of our partners at TrueCar®, our Car Buying Service lets you quickly and easily secure financing, compare vehicles, and make final purchase decisions.
Let us do the heavy lifting. Enjoy a hassle-free car buying experience and save with member discounts. Pre-approved financing is available.
Protection for the Long Haul
When life surprises you, we’re there to help. Get peace of mind knowing you and your family are protected from the unexpected.
We make finding the right auto insurance plan easy. Secure top-notch protection at an affordable price, through our partner TruStage®.
Banking That’s Always by Your Side
Make managing and paying your auto loan a breeze with digital banking tools like Bill Pay. Access the information you need, when you need it with our easy-to-navigate digital banking platform. Discover helpful tools and settings that make banking smarter, not harder.
Let’s Connect You to the Resources You Need.
Reach your financial goals and take your household to the next level with our additional lending options.
Home Loans
Buying a home is a big step, and choosing the right mortgage is critical. Lending Sales Specialists are there to guide you through every step of the way—so you can get into your dream home faster.
Personal Loans
Don’t compromise on your financial plans. A personal loan may help you achieve your goals by breaking up large or unexpected expenses into lower monthly payments.
No Matter Where You Are in Life, We’re Right There with You.
At MCU, we believe that a credit union should be a lifelong source of financial education and support—from planning for college to saving for retirement and everything in between.
That’s why we have specialized recommendations for products and services designed to help you meet your goals (both short-term and down the road), based on your changing needs and priorities.
Make the Most of Your MCU Membership.
Membership in our community is about more than just banking. As an MCU member, you can access valuable information and resources to help you plan and reach your financial goals.
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All about Private Mortgage Insurance (PMI)
What to Consider Financially As A First-Time Homebuyer
Mortgages 101: Getting Started on The Path to Homeownership
Driving Community Success for our Members.
No matter where you are in life or what goals you’re working toward, MCU is ready to assist you with educational resources, reliable banking products, and personalized service designed to help you create an exceptional financial future.
